@font-face{font-family:"DM Serif Display";font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/dm-serif-display/regular.ttf) format("truetype")}@font-face{font-family:"DM Serif Display";font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/dm-serif-display/italic.ttf) format("truetype")}:root{--paye-forest: #103f30;--paye-emerald: #087f52;--paye-lime: #d7ef83;--paye-ivory: #faf9f2;--paye-line: #c7d3c9;--paye-serif: "DM Serif Display", Georgia, serif}.container{width:min(1180px,calc(100% - 96px));margin-inline:auto}.paye-home{background:var(--paye-ivory);scrollbar-color:var(--paye-forest) var(--paye-ivory)}.paye-home ::selection{background:var(--paye-lime);color:var(--paye-forest)}.paye-home input{caret-color:var(--paye-forest)}.paye-home a{text-underline-offset:.25em}.paye-home :is(a,summary):focus-visible,.topbar a:focus-visible{outline:3px solid var(--paye-emerald);outline-offset:5px}.paye-home :is(h1,h2,h3){text-wrap:balance}.paye-home :is(section,details)[id]{scroll-margin-top:100px}.paye-home svg{width:20px;height:20px;flex:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.paye-skip{position:absolute;left:16px;top:-80px;z-index:30;padding:14px 20px;background:var(--paye-forest);color:#fff;border-radius:8px}.paye-skip:focus{top:12px}.topbar{position:sticky;top:0;z-index:20;background:var(--paye-ivory)}.topbar__inner{display:flex;justify-content:space-between;align-items:center;min-height:82px;gap:24px;border-bottom:1px solid var(--paye-line)}.brand{color:var(--paye-forest);font-size:32px;font-weight:800;letter-spacing:-.04em;line-height:1;text-decoration:none}.brand__dot{color:var(--paye-emerald)}.topbar__signin{display:inline-flex;align-items:center;gap:12px;color:var(--paye-forest);padding-block:14px;text-decoration:none;font-size:16px;font-weight:600;white-space:nowrap}.paye-arrow{display:block;width:20px;height:20px;flex:none}.paye-primary{display:inline-flex;align-items:center;justify-content:center;gap:24px;border:1px solid transparent;border-radius:6px;padding:18px 26px;background:var(--paye-forest);color:#fff;font-size:18px;font-weight:700;text-decoration:none;min-height:60px;transition:background-color .18s var(--ease-out),transform .18s var(--ease-out)}.paye-primary .paye-arrow{filter:brightness(0) invert(1)}.paye-hero__layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:64px;padding-block:48px 56px;align-items:center}.paye-hero__copy{min-width:0}.paye-hero__eyebrow{margin:0 0 20px;color:#31534d;font-size:12px;font-weight:600;letter-spacing:.17em;text-transform:uppercase}.paye-hero h1{margin:0;color:var(--paye-forest);font-family:var(--paye-serif);font-size:clamp(64px,8.2vw,116px);line-height:.99;letter-spacing:-.045em;font-weight:400;text-wrap:initial}.paye-hero h1 em{display:block;color:#35614c;font-weight:400;white-space:nowrap}.paye-hero__intro{max-width:35ch;color:#4e6959;font-size:21px;line-height:1.55;margin:24px 0 28px}.paye-hero__fee{color:#526258;font-size:15px;line-height:1.7;margin:20px 0 0}.paye-hero__fee strong{color:var(--paye-forest);font-weight:600}.paye-hero__visual{width:100%;max-width:400px;justify-self:end;min-width:0}.paye-hero__photo{margin:0;position:relative;overflow:hidden;border-radius:50% 50% 0 0/37.5% 37.5% 0 0}.paye-hero__photo img{display:block;width:100%;height:auto;aspect-ratio:4 / 5;object-fit:cover;object-position:50% 50%}.paye-hero__photo figcaption{position:absolute;bottom:10px;left:10px;background:var(--paye-ivory);color:var(--paye-forest);padding:3px 6px;font-size:10px}.paye-process{padding-block:36px 48px;border-top:1px solid var(--paye-line)}.paye-process h2{margin:0 0 24px;font-size:20px;font-weight:600;color:var(--paye-forest)}.paye-process ol{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:36px;list-style:none;margin:0;padding:0}.paye-process li{display:flex;align-items:start;gap:16px}.paye-process__number{color:#647368;font-size:13px;line-height:28px;font-variant-numeric:tabular-nums}.paye-process h3{margin:0 0 6px;color:var(--paye-forest);font-size:18px;line-height:1.5;font-weight:600}.paye-process p{margin:0;color:#526258;font-size:15px;line-height:1.65;max-width:32ch}.paye-application{padding-block:64px;background:#edf3ed}.paye-application__layout{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:24px 80px;align-items:start}.paye-application__copy{padding-top:16px}#application-title{margin:0;font-family:var(--paye-serif);font-size:clamp(44px,4.5vw,60px);font-weight:400;line-height:1.07;letter-spacing:-.025em;color:var(--paye-forest)}#application-title em{font-weight:400;color:#35614c}.paye-application__copy>p{color:#526258;font-size:17px;line-height:1.7;margin:20px 0 0;max-width:35ch}.paye-application__disclosures{grid-column:1}.paye-details details{border-bottom:1px solid var(--paye-line)}.paye-details details:first-child{border-top:1px solid var(--paye-line)}.paye-details summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;font-size:16px;line-height:1.5;font-weight:600;color:var(--paye-forest);cursor:pointer}.paye-details summary::-webkit-details-marker{display:none}.paye-details summary svg{width:16px;height:16px;transition:transform .18s var(--ease-out)}.paye-details details[open] summary svg{transform:rotate(45deg)}.paye-details details p{margin:0;padding:0 12px 20px 0;font-size:15px;color:#526258;line-height:1.75}.paye-direct{font-size:13px;color:#526258;margin:20px 0 0;max-width:45ch}.paye-direct a{color:var(--paye-forest)}.paye-application__form{grid-column:2;grid-row:1 / span 2;padding:32px;border:1px solid #dce7df;border-radius:10px;color:var(--text);background:#fff;min-width:0}.paye-home .paye-application__form .lw-heading h2{color:var(--paye-forest);font-size:26px}.paye-footer{background:var(--paye-ivory);color:#526258;padding-block:32px 24px}.paye-footer .brand{font-size:28px}.paye-footer__main{display:flex;justify-content:space-between;align-items:center;gap:28px;padding-bottom:24px}.paye-footer nav{display:flex;flex-wrap:wrap;gap:8px 28px}.paye-footer nav a{display:inline-flex;align-items:center;color:var(--paye-forest);font-size:14px;text-decoration:none;min-height:44px}.paye-footer__bottom{display:flex;justify-content:space-between;gap:24px;border-top:1px solid var(--paye-line);padding-top:20px}.paye-footer__bottom p{font-size:12px;margin:0}.paye-footer a:focus-visible{outline:3px solid var(--paye-emerald);outline-offset:5px}@media (hover: hover) and (pointer: fine){.topbar__signin:hover,.paye-footer nav a:hover{text-decoration:underline}.paye-primary:hover{background:#08764e}.paye-primary:active{transform:translateY(1px)}.paye-details summary:hover{color:var(--paye-emerald)}}@media (max-width: 1100px){.container{width:calc(100% - 64px)}.paye-hero__layout{gap:40px}.paye-hero__intro{font-size:19px}.paye-process ol{gap:24px}.paye-process li{gap:12px}.paye-application__layout{column-gap:48px}.paye-application__form{padding:28px}}@media (max-width: 800px){.paye-hero__layout{max-width:600px;grid-template-columns:1fr;gap:36px;padding-block:36px 40px}.paye-hero h1{font-size:clamp(52px,13vw,88px)}.paye-hero__intro{max-width:38ch}.paye-hero__visual{max-width:360px;justify-self:center}.paye-process ol{grid-template-columns:1fr;gap:24px}.paye-process p{max-width:50ch}.paye-application__layout{grid-template-columns:1fr;gap:32px}.paye-application__copy{padding-top:0}.paye-application__copy>p{max-width:46ch}.paye-application__form{grid-column:1;grid-row:auto}.paye-footer__bottom{display:block}.paye-footer__bottom p+p{margin-top:10px}}@media (max-width: 560px){.container{width:calc(100% - 40px)}.topbar__inner{min-height:70px;gap:16px}.brand{font-size:28px}.topbar__signin{font-size:14px;gap:8px}.topbar__signin .paye-arrow{width:18px;height:18px}.paye-home :is(section,details)[id]{scroll-margin-top:88px}.paye-hero__eyebrow{font-size:11px;letter-spacing:.13em;margin-bottom:16px}.paye-hero__intro{font-size:18px;margin-block:20px 24px}.paye-primary{font-size:16px;min-height:56px;padding:16px 22px}.paye-hero__fee{font-size:14px;margin-top:18px}.paye-process{padding-block:28px 36px}.paye-process h2{font-size:18px}.paye-process h3{font-size:17px}.paye-application{padding-block:40px}.paye-application__form{padding:24px 20px}.paye-home .paye-application__form .lw-heading h2{font-size:23px}.paye-footer__main{display:block;padding-bottom:16px}.paye-footer nav{gap:6px 22px;margin-top:16px}}@media (prefers-reduced-motion: reduce){.paye-primary,.paye-details summary svg{transition:none}}.legal-head{background:linear-gradient(180deg,var(--bg-subtle) 0%,var(--bg) 100%);border-bottom:var(--border-width) solid var(--border);padding:var(--space-16) 0 var(--space-12)}.legal-head__inner{max-width:46rem}.legal-head h1{font-size:var(--text-2xl);line-height:1.1;letter-spacing:-.02em;margin:var(--space-4) 0 var(--space-3)}.legal-head__lede{color:var(--text-muted);font-size:var(--text-lg);margin:0 0 var(--space-5);max-width:46ch}.legal-head__meta{display:flex;flex-wrap:wrap;gap:var(--space-2) var(--space-5);color:var(--text-subtle);font-size:var(--text-sm);margin:0}.legal-head__meta span{display:inline-flex;align-items:center;gap:.35rem}.legal-body{display:grid;grid-template-columns:15rem minmax(0,1fr);gap:var(--space-16);align-items:start;padding:var(--space-12) 0 var(--space-16)}.legal-toc{position:sticky;top:var(--space-16)}.legal-toc h2{font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.08em;color:var(--text-subtle);margin:0 0 var(--space-3)}.legal-toc ol{list-style:none;margin:0;padding:0;counter-reset:toc;border-left:2px solid var(--border)}.legal-toc li{counter-increment:toc}.legal-toc a{display:block;padding:.35rem var(--space-4);margin-left:-2px;border-left:2px solid transparent;color:var(--text-muted);font-size:var(--text-sm);text-decoration:none;transition:color var(--dur-fast) var(--ease-out),border-color var(--dur-fast) var(--ease-out)}.legal-toc a:before{content:counter(toc) ".";color:var(--text-subtle);margin-right:.4rem}.legal-toc a:focus-visible{outline:var(--focus-ring-width) solid var(--accent-strong);outline-offset:var(--focus-ring-offset)}@media (hover: hover) and (pointer: fine){.legal-toc a:hover{color:var(--accent-hover);border-left-color:var(--accent-strong)}}.legal-prose{max-width:42rem}.legal-prose section+section{margin-top:var(--space-12)}.legal-prose h2{font-size:var(--text-xl);letter-spacing:-.015em;line-height:1.2;margin:0 0 var(--space-4);scroll-margin-top:var(--space-16)}.legal-prose h3{font-size:var(--text-base);font-weight:var(--font-weight-bold);margin:var(--space-6) 0 var(--space-2)}.legal-prose p,.legal-prose li{color:var(--text-muted);line-height:1.65}.legal-prose p{margin:0 0 var(--space-4)}.legal-prose ul{margin:0 0 var(--space-4);padding-left:var(--space-5)}.legal-prose li{margin-bottom:var(--space-2)}.legal-prose li strong{color:var(--text);font-weight:var(--font-weight-semibold)}.legal-prose a{color:var(--accent-hover);text-underline-offset:2px}.legal-prose a:focus-visible{outline:var(--focus-ring-width) solid var(--accent-strong);outline-offset:var(--focus-ring-offset);border-radius:2px}.legal-summary{background:var(--accent-subtle);border:var(--border-width) solid var(--accent-soft-border);border-radius:var(--radius-lg);padding:var(--space-6);margin-bottom:var(--space-12)}.legal-summary h2{font-size:var(--text-base);font-weight:var(--font-weight-bold);color:var(--accent-hover);margin:0 0 var(--space-3)}.legal-summary ul{margin:0;padding-left:var(--space-5)}.legal-summary li{color:var(--text);margin-bottom:var(--space-2)}.legal-summary li:last-child{margin-bottom:0}.legal-table-wrap{overflow-x:auto;margin:0 0 var(--space-4)}.legal-table{width:100%;min-width:30rem;border-collapse:collapse;font-size:var(--text-sm)}.legal-table th,.legal-table td{text-align:left;vertical-align:top;padding:var(--space-3);border-bottom:var(--border-width) solid var(--border)}.legal-table th{color:var(--text);font-weight:var(--font-weight-semibold);white-space:nowrap}.legal-table thead th{font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.06em;color:var(--text-subtle);border-bottom-color:var(--border-strong)}.legal-table td{color:var(--text-muted)}.legal-note{background:var(--warn-surface);border:var(--border-width) solid var(--warn-border);border-radius:var(--radius-md);padding:var(--space-4) var(--space-5);margin:0 0 var(--space-4)}.legal-note p{color:var(--warn-text);margin:0}.legal-note p+p{margin-top:var(--space-3)}.legal-contact{border:var(--border-width) solid var(--border);border-radius:var(--radius-lg);padding:var(--space-6);background:var(--surface);box-shadow:var(--shadow-sm)}.legal-contact dl{margin:0;display:grid;gap:var(--space-3)}.legal-contact dt{font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.06em;color:var(--text-subtle);margin-bottom:.15rem}.legal-contact dd{margin:0;color:var(--text)}@media (max-width: 900px){.legal-body{grid-template-columns:minmax(0,1fr);gap:var(--space-8)}.legal-toc{position:static}.legal-toc ol{display:flex;flex-wrap:wrap;gap:var(--space-1) var(--space-2);border-left:0;padding-bottom:var(--space-4);border-bottom:var(--border-width) solid var(--border)}.legal-toc a{border-left:0;padding:.3rem .6rem;border-radius:var(--radius-pill);background:var(--bg-muted)}}@media (max-width: 560px){.legal-head{padding:var(--space-12) 0 var(--space-8)}.legal-head h1{font-size:var(--text-xl)}.legal-head__lede{font-size:var(--text-base)}.legal-prose h2{font-size:var(--text-lg)}}